WEB SITE TERMS AND CONDITIONS OF USE

By visiting this Web site, you accept to comply with the terms and conditions of use, which may be modified from time to time without notice by changes to this document. Make sure you read and understand the conditions. Each time you visit the Web site, you are presumed to have read and accepted the terms and conditions of use. Visiting or continued use of the services offered through this Web site signify that you accept the terms and conditions of use, including any changes to them. We will post any changes on the Web site. Please look at all changes and updates. If you do not accept the terms and conditions, please do not use this Web site. The terms and conditions and your use of this Web site are governed by the laws of the Province of Québec and all other relevant laws of Canada.

LIMITATION OF LIABILITY

The information or data contained on this Web site are provided exclusively for information purposes and must not be taken to be comprehensive advice that applies to your financial situation or as specific advice of a financial, legal, accounting, tax or investment nature. Please consult your personal financial advisor with regard to your personal financial position.

The information contained on this Web site is reputed to be accurate and reliable at the time of publication on the site; however, we cannot guarantee that it will remain accurate, reliable, complete or up-to-date. This information may be modified. We assume no responsibility for any losses incurred due to the use of this Web site or to the unavailability of this Web site. Unless noted to the contrary, the information is not verified and is provided "as is." We make no claims that this Web site will not experience interruptions or be free of errors, that such flaws will be corrected, that the site or the server that hosts it is free of viruses or other harmful elements.

AVAILABILITY OF PRODUCTS The products and services provided on this Web site are:

>	Subject to the terms and conditions of applicable laws; and
>	Provided only in certain provinces and territories of Canada or other jurisdictions where they may be offered lawfully.

The products, services and information are not all provided in all jurisdictions outside Canada. The information contained on this Web site must not be considered as offers or solicitations to buy or sell any funds investment or any other product, service or information to any person in any jurisdiction where offers or solicitation are prohibited by law or to any person to whom it is prohibited to make an offer or solicit. Potential investors who do not live in Canada should consult their financial advisors to find out if these securities are offered lawfully within their jurisdictions.

If you choose to use this Web site outside Canada, you are solely responsible for complying with all relevant local, national and international laws. You may not use, export or re-export any information contained on this Web site, or copy any parts in violation of all relevant laws and regulations, including the laws and regulations relating to exporting from Canada.

SECURITY

Sections of this Web site are protected and may not be used except with an identification number and password. You are solely responsible for the security of your identification number and password to ensure that no one uses them without your permission. You are responsible for any fraud or liability arising from the use of your identification number and your password. Fiera Capital is not obliged to confirm the identity or right to use of any person whatsoever who uses your identification number and your password. Please contact us as soon as possible if you discover that your identification number and your password have been stolen or fraudulently used.

COPYRIGHT

All information contained on the Web site of Fiera Capital is protected by applicable copyright laws. It is prohibited to copy, distribute, modify, post or use any text, image, video clip, program code or user interface design or logo. Any unauthorized use or reproduction of these brands and names is strictly prohibited.

HYPERTEXT LINKS

Reference on this Web site to the products or services of third parties does not signify that Fiera Capital endorses or approves such products or services, and is provided only for convenience. Fiera Capital neither endorses nor approves links to other Web sites, third parties, or their products or services, and is not responsible for any incompatibility, inconvenience, contamination by computer viruses or worms, Trojan horses or any other destructive agent originating from these sites. Linking to other sites is at your own risk and Fiera Capital will not be held liable for any damage caused by such links.

GENERAL WAIVER OF RESPONSIBILITY

Past results do not guarantee results in the future. The returns shown are overall annual composite historic yields that include changes in the value of the securities and reinvestment of dividends and distributions. Sales commissions, other account charges and tax on income that might have reduced return have not been taken into account.

The information contained in this communication is subject to change without notice and Fiera Capital cannot be held responsible for any inaccuracies in the information provided. The information contained on this Web site does not constitute specific advice of a financial, legal, accounting, tax or investment nature. Please consult your personal advisor before making any investment decisions.
It is prohibited to download, retransmit, record on any support whatsoever, copy, redistribute, reproduce or republish it for any purpose.

INTERNET E-MAIL

The confidentiality and security of e-mail transmission via Internet are not guaranteed. E-mail communications are not confidential and may be intercepted, lost or even modified. Fiera Capital is not responsible for harm or damages that you or any other person may undergo by transmitting e-mail containing personal or confidential information via Internet to Fiera YMG, or from e-mail that Fiera Capital sends to you at your request.

USE OF THE WEB SITE

Fiera Capital is not responsible for any damage (direct, indirect, special, economic, consecutive, exemplary or punitive) incurred following use or unavailability of this Web site, its content, or any action or decision taken by you or another person based on the Web site, its content or any other unauthorized use or reproduction of the Web site or its contents.

STATEMENT OF CONFIDENTIALITY

Fiera Capital is committed to protecting the privacy of its clients. The protection of personal information is essential to the trust of our clients and the integrity of our brand. All of our employees are obliged to maintain confidential all personal information to which they have access. The conduct of each employee of Fiera Capital is governed by Fiera Capital’s Code of Ethics and Confidentiality Policy that set out provisions concerning personal and confidential information. All employees must confirm their adherence to the Code of Ethics and to the Confidentiality Policy upon joining the company and once a year at the beginning of the year.

To view the text in full of Fiera Capital's Confidentiality Policy, please click on the link below.
Confidentiality Policy

WEB SERVER LOG FILES

In order to better understand your needs and improve our Web site as a result, we collect information such as the number of hits on our site, the pages most frequently accessed and information about access to our secure Web site. This information comes from Web server log files from which we compile overall statistics in order to improve our site and the services we provide to our clients.

INTERNET SECURITY

Fiera Capital takes precautions to protect client information on our Web site. In certain sections, Fiera Capital uses SSL (secure sockets layer) encryption protocol to protect data transmission. When you are in a protected zone, the lock icon of Web browsers such as Microsoft Internet Explorer or Netscape Navigator is locked (as opposed to unlocked, or open).

The encryption level available today in Web browsers is 128 bits. Fiera Capital currently accepts 128-bit encryption for our secure Web site.

COOKIES

A cookie is a small file from a Web server transferred to your browser to be consulted on your computer. There are two types of cookies: session cookies and persistent cookies. A session cookie is a small file containing information about the user that disappears when the user’s Web browser is closed. A persistent cookie remains in your computer after you close your browser or shut down your computer. Fiera Capital uses only session cookies to enable you to navigate or request information concerning the accounts on our secure Web site.